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FAQ: buying and owning a car in the Netherlands

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FAQ: buying and owning a car in the Netherlands

We’ve put together answers to frequently asked questions about buying a car (for personal use, not through a company) and car ownership. If you don’t find the answer to your question here, leave it in the comments, and we’ll respond and update the FAQ!

Where to hunt for a car?

There are plenty of places online to search for cars in the Netherlands. Popular platforms include Autoscout24, Gaspedaal, or Marktplaats.

Pro tips for your search:

  • Use the car’s registration number on the RDW website to check mileage history, validity of the APK (Dutch roadworthiness test), and whether the car has been reported stolen.
  • On Marktplaats, you can see estimates for taxes (Wegenbelasting) and maintenance costs.
  • The Autoscout mobile app tracks price changes, which can give you an edge in negotiations.
  • Websites like Finnik.nl offer free insights into a car’s ownership history, while Kentekencheck.nl provides past listings or accident reports (paid reports available).
  • Need trade-in value? Check the ANWB’s valuation tool.

How do I calculate car taxes?

Car taxes depend on weight, fuel type, emissions, and your province of residence. For a quick and precise estimate, use the Dutch tax office calculator designed for motor vehicles.

What’s the process for buying a car from a private seller?

Buying from an individual is relatively straightforward:

  1. Inspect the car and agree on a price.
  2. Visit a post office or RDW location together. The seller will bring the registration card (for post-2014 cars) and transfer code.
  3. You’ll need valid ID (passport or residence permit) and your driver’s license.

Ownership is transferred immediately, and you’ll get a temporary confirmation. A new registration card will be sent to your registered address within a few days.

Alternatively, you can complete the process online using DigiD. Certain European nationals can also use their country’s digital ID systems.

Can I buy a car without a Dutch driver’s license?

Yes, but it’s slightly more complicated. You’ll need to visit an RDW office in person (without the seller if necessary) and bring:

  • Proof of residence (uittreksel BRP, showing your BSN number).
  • Your foreign driver’s license.
  • Passport or another valid ID.

Can I register a car and insure it without a Dutch driver’s license?

Absolutely! To do this, you’ll need proof of residence, your foreign driver’s license, and ID. Registration must be done at an RDW office rather than a post office.

Where can I find car insurance?

Visit Independer.nl to compare insurance providers. The main types of car insurance include:

  1. WA (Third-party liability): Covers damage you cause to others but doesn’t protect your vehicle.
  2. WA+ (Limited coverage): Adds protection for theft, fire, storm damage, and broken windows.
  3. All-risk (Comprehensive): Covers all of the above, plus damage to your own vehicle, even if you’re at fault.

After applying online, you’ll get immediate temporary coverage confirmation. Permanent documents will follow by mail.

Can I transfer my no-claims bonus from another country?

Yes, and it’s worth doing! Proof of your no-claims discount from abroad can significantly lower your Dutch premiums.

For example, drivers from Russia can provide a document from the Russian Union of Auto Insurers (RSA) alongside a certificate from their insurer detailing their no-claims history. These should be translated into English before submitting them to your Dutch insurer.

How do I pay for a car?

Bank transfers and PIN payments are the most common. If using a PIN card, remember to check your transaction limit in advance.

Cash payments are sometimes accepted, but sums over €15,000 must be reported to the tax office. Sellers will notify you of this requirement—just smile, nod, and don’t share unnecessary details.

What are these paper documents for my car?

For cars registered before 2014, paper registration documents are still valid:

  • Deel I: Technical details of the car.
  • Deel II: Ownership details.
  • Deel III (Overschrijvingsbewijs): Required for ownership transfers.

When purchasing a car, these are replaced with a plastic registration card and a unique transfer code.

What if my registration card hasn’t arrived yet?

After purchasing a car, you’re allowed to drive without the new registration card for 14 days. After that, you must have the card with you to avoid fines.

Important: Driving abroad without the card is strictly prohibited.

Where can I find spare parts for my car?

Yes, you can still apply for the ruling if:

  • For new parts, check AutoDoc.
  • For used parts, try Onderdelenlijn.nl, where you can request parts from salvage yards across the Netherlands.

How can I check a car’s mileage?

Mileage tampering is rare in the Netherlands, thanks to strict regulations introduced in 2014. However, it’s still good to double-check:

  • Use the RDW website to verify mileage.
  • Request a “tellerrapport” (mileage report) via DigiD.
  • Ask for the car’s maintenance history; mileage is usually recorded during servicing.